Credit Specialist (m/f/d), Frankfurt

DAB BNP Paribas ist die Bank für unabhängige Vermögensverwalter, Fondsvermittler, Anlageberater und institutionelle Kunden. In Deutschland führen bereits mehr als 60% aller bei der BaFin zugelassenen Finanzportfolioverwalter ihre Endkundendepots bei uns. Damit sind wir in diesem Segment der klare Marktführer! Für unsere Kunden sind wir heute ein stärkerer Partner denn je: Als Teil des großen Netzwerkes unserer Muttergesellschaft, der französischen BNP Paribas.

Missions

• Analyze and summarize counterparty and credit risk on clients and prospects and prepare credit proposals and renewals according to quality standards and BNPP policies
• Organize Credit Committees and argue and defend credit cases in credit committees jointly with the RM
• Assume full ownership of specific projects, tools and reports including exposure databases, risk reporting and Watch List processes and other general reports
• Manage daily cash transfer and excess routine in XMT together with Front Office and Risk
• Assist Front Office in monitoring and simulating developments in client’s portfolio and the resulting changes of financing values for the management of the Lombard limits in Olympic
• Undertake continuous risk monitoring and reporting
• Coordinate credit limit setup, account parameterization as well as link creation in Olympic booking system with Portugal and Switzerland
• Together with Legal department or an external lawyer, prepare contractual loan and collateral documents according to term sheet and credit decision and negotiate loan documentation with clients

Profile

• Bachelor’s or Master’s degree in Economics, business administration, Finance or similar degree
• Professional credit education in a bank with regular trainings and development
• Several years of professional working experience in credit analysis or credit activity/process in a bank or financial institution preferably in Germany
• Experience in real estate finance and private banking or wealth management would be advantageous
• Good sense of risk and strong analytical skills with an ability to efficiently summarize large amounts of information
• Knowledge of legal, tax and regulatory environment for private and corporate clients in Germany and their consequences for the credit offer, products and services including loan documentation
• Strong organization skills, flexibility and ability to manage a workflow within strict deadlines
• Good technical skills including proficiency in Microsoft Office and especially in Excel
• Fluent in German and English both orally and in written form, fluent in French is a clear advantage